Business Insurance
Protect Your Business With Business Insurance
Business insurance is coverage that protects your small business from financial damages that can result from accidents, property damage, professional errors, workers compensation claims and other situations. Having accurate coverage is critical in minimizing the negative impact of claims against your business.
From basic coverage to specialized protection, the Progressive Advantage® Business Program offers several types of commercial insurance to allow you to get the right coverage for each stage of your business’s development.
Three Primary Types of Business Insurance
General liability
Covers damages you cause to others
If you're at fault in an auto accident, liability covers damages you cause. That could mean damage to other vehicles, property (mailbox, street sign, house, etc.), or even other drivers'/passengers' injuries. Plus, liability covers you if someone sues you over an accident.
Commercial Auto
Covers damage to your car
These are two separate auto insurance coverages. Comprehensive covers incidents out of your control: theft, vandalism, hitting an animal, fire, acts of nature, and glass damage. Collision covers car accidents.
Commercial property
Covers your injuries and damages
These can be two separate coverages: One that covers your injuries (bodily injury) and another that covers your vehicle's damages (property damage). Both kick in if a driver hits you and doesn't have insurance or enough to pay for your losses.
Additional Business Insurance Options
Professional liability
Covers damages you cause to others
If you're at fault in an auto accident, liability covers damages you cause. That could mean damage to other vehicles, property (mailbox, street sign, house, etc.), or even other drivers'/passengers' injuries. Plus, liability covers you if someone sues you over an accident.
Worker's Compensation
Covers damage to your car
These are two separate auto insurance coverages. Comprehensive covers incidents out of your control: theft, vandalism, hitting an animal, fire, acts of nature, and glass damage. Collision covers car accidents.
Business Insurance Rates
Your rate is based on the specific types of coverage you need, and that depends on the type of work you do and the risk involved. Each business is different, and so is their exposure to risk. Discover the differences in cost among business insurance products and what you can do to secure adequate coverage at a low cost.
Experience You Can Count On
For the last 32 years, we have been helping customers with their Personal Insurance and Commercial Insurance needs. We have been fortunate to attract the best insurance agents and staff in Tampa, and this means customers get the most dependable insurance at the most affordable rates possible. It doesn't matter if you need Auto Insurance, Home Insurance, or Commercial Insurance - if you can name it - we can insure it. We're pretty sure you won't find a more friendly, customer service oriented team. We care about our customers as if they were actual family members, so contact us today and become part of the Lovinger family!