Homeowners Insurance
Home Insurance Options That Fit Your Needs
Homeowners insurance is designed to protect you from the things that can damage your home, belongings, or hurt you financially. It covers wind/hail damage, fires, lightning, theft, and more. Plus it covers injuries that occur on your property and lawsuits against you, such as someone suing you because they were hurt at your home.
When you get your free homeowners insurance quote, many of your coverages will be automatically included. Plus, you can add even more. We have expert agents standing by to guide you through your choices.
Homeowners Insurance Coverages We Offer
Repair/rebuild your home and other structures
Home insurance pays to repair or completely rebuild your house, materials inside like your kitchen countertops, attached, and unattached structures (garage, deck, porch, swimming pool, shed, fence, etc.). You're covered against fire, wind, hail, tornados, falling trees/limbs, ice dams, the weight of snow, sleet, or ice on your roof, and more.
Temporary living expenses
If you can't stay at home during repairs, your homeowners insurance covers hotel stays and even meals (above what you'd normally pay).
Injuries and lawsuits against you
This coverage is called personal liability and covers property damage and injury lawsuits. That means if you/your family members are responsible for someone else's injuries or damages to their property. You can add coverages for libel, slander, or other lawsuits.
Your personal possessions
Furniture, clothes, electronics, appliances, tools, power equipment, etc. are covered (even if they're not in your house). To get extra protection, you may have to add a separate coverage for jewelry, art, or other expensive items. If so, give us a call at the end of your online homeowners insurance quote.
In Business Since 1986
For the last 32 years we have helped thousands of customers with their Personal Insurance and Commercial Insurance needs. We have been fortunate to attract the best insurance agents and staff in Tampa, and this means customers get the most dependable insurance at the most affordable rates possible. It doesn't matter if you need Home Insurance, Life Insurance, or Business Insurance - if you can name it - we can insure it. We're pretty sure you won't find a more friendly, customer service oriented team. We care about our customers as if they were actual family members, so contact us today and become part of the Lovinger family!
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FREE Home Insurance Quote
Benefits of An Independent Homeowners Insurance Agency
If you’re looking for the best home insurance quote, you should consider the homeowners insurance coverage that works best for your specific needs and your budget. Lovinger Financial Service, Inc. will shop for coverages and rates through our vast network of home insurance carriers to find the perfect solution for you. That means you can sit back and let us do all the work. Still have questions? Call us any time.
What Does Homeowners Insurance Cover?
Homeowners insurance covers so much more than just your house. Homeowners also covers other structures on your property (barn, shed, fence), your belongings (furniture, clothes, electronics), lawsuits, and even temporary living expenses during home repairs. And yes, these coverages come standard at no extra cost. Just get a homeowners insurance quote, and you can see all your coverages.